This Privacy Policy describes how Pearlica.in collects, processes, uses, shares, and safeguards both personal and non-personal information obtained through the website. Personal information refers to details that relate to an identifiable individual — including but not limited to your name, address, mobile number, date of birth, gender, and email address.

When you access or interact with the website, you acknowledge and accept the terms of this policy.

Company Details

Pearlica.in is owned and operated by Pearlica, a Proprietorship registered in India, having its registered office at:

1st Floor, Office No. B102
Lodha I Think, B Wing
Kalyan–Shil Road, Opp. Xperia Mall, Palava,
Dombivli East, Thane – 421204
Maharashtra, India
GSTIN: 27DBTPR5240G2Z5
Email: contact@pearlica.in
Contact Number: +91-9699518449

1. Collection of Personal Information

While using certain features or services on Pearlica.in, you may be required to provide Personal Information. This may occur when you:

• Create a user account
• Update profile details
• Make a purchase
• Participate in surveys, promotions, or contests
• Upload content
• Submit review
• Contact customer support via phone, email, or other communication channels

Pearlica.in collects only information that is necessary and relevant to provide services, enhance user experience, and support business operations. The information collected enables Pearlica.in to:

• Process and complete transactions
• Maintain and manage user accounts
• Provide customized experiences, inform you about updates, offers, and services
• Respond to inquiries and provide support
• Prevent fraud or unauthorized activity
• Maintain ongoing customer relationships

Pearlica.in does not knowingly collect personal information from individuals under the age of 18. If we become aware that such information has been collected without parental or legal guardian consent, we will take appropriate steps to delete it.

2. Automatic Data Collection

Each time you visit the Website, certain technical data may be automatically recorded through server logs and tracking technologies. This data does not personally identify you but provides insight into website usage.

Such information may include: IP address, Browser type, Operating system, Internet service provider, Referring and exit pages, Date and time of access, Duration of visit, Pages viewed. This information helps Pearlica.in analyze user behaviour, improve performance, and enhance overall Website functionality.

Anonymous data may be shared with sponsors, business partners, advertisers, investors, or service providers for business development and analytical purposes. However, such data will never include personally identifiable information.

3. Cookies and Tracking Technologies

Pearlica.in uses cookies and similar technologies to improve user experience. Cookies are small data files stored on your device that help remember preferences and track website interactions. The information collected via cookies is anonymous and not linked to Personal Information submitted by you.

Cookies can be disabled by adjusting your browser preferences. However, doing so may limit certain functionalities of the Website, including shopping cart access or login-based services. For optimal performance, it is recommended to keep cookies enabled.

Third-party advertising providers may also use cookies, web beacons, or similar technologies to measure advertisement effectiveness and personalize content. Pearlica.in does not control these third-party technologies.

4. Behavioural advertising

We may display advertisements relevant to your interests based on your browsing activity.

You may manage or opt out of personalized advertisements through the respective settings provided by advertising platforms such as:

• Facebook: https://www.facebook.com/settings/?tab=ads
• Google: https://www.google.com/settings/ads
• Bing: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads

5. Use of Personal Information

Pearlica.in uses your Personal Information strictly for lawful and legitimate purposes, including:

• Enabling access to Website features
• Processing payments and fulfilling orders
• Providing customer support
• Sending transactional updates and administrative notices
• Sharing information about products, services, and promotions
• Conducting surveys and marketing communications
• Personalizing advertisements and offers
• Performing internal audits and data analysis
• Improving Website content and services
• Ensuring Website security and integrity
• Complying with legal and regulatory obligations

Personal Information is not sold or traded, except where explicitly permitted or legally required.

Pearlica processes personal data in compliance with applicable Indian data protection laws, including the Digital Personal Data Protection Act, 2023.

6. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Payment and Shared Information

For online purchases, you will be required to provide payment-related information. Pearlica.in uses secure third-party payment gateways, including Razorpay, for transaction processing. Information necessary for payment authorization is securely transmitted to these service providers.

Sensitive financial data, including credit/debit card details and UPI information, is processed on encrypted platforms managed by authorized payment gateway providers. Pearlica.in does not store your complete financial details on its servers.

While Pearlica.in follows industry-standard security practices, users should understand that no method of transmission over the internet is entirely risk-free.

8. Third-Party Links and Advertisements

You may find links on the Website that direct you to third-party platforms, services, or promotional content. Pearlica.in does not control or assume responsibility for the privacy practices, content, or policies of such external platforms.

When you access third-party websites through links on Pearlica.in, your information will be governed by their respective privacy policies. Users are advised to review those policies independently.

Third-party advertisers may use technology that automatically collects IP addresses and browsing data. Pearlica.in does not have access to or control over these mechanisms.

9. Data Security

Pearlica.in takes reasonable administrative, technical, and physical measures to protect Personal Information against unauthorized access, alteration, disclosure, or destruction.

Your data is protected through secure encryption methods, real-time monitoring, and controlled access permissions. However, Pearlica.in cannot guarantee absolute security of data transmitted online.

Pearlica.in shall not be liable for breaches caused by events beyond its reasonable control, including but not limited to cyberattacks, natural disasters, system failures, governmental actions, or other force majeure events.

10. Disclosure of Information

Pearlica.in may disclose Personal Information:

• To comply with applicable laws, regulations, or legal processes
• To enforce Website policies and terms
• To protect rights, property, or safety of Pearlica.in, its users, or the public
• In connection with fraud prevention or investigations

Pearlica.in may also preserve communications and disclose them when necessary for legal compliance or protection of lawful interests. Aggregated, non-identifiable information may be shared for analytical or business purposes.

11. User Control and Choices

You may choose not to provide certain information. However, if mandatory information is withheld, some services or features may not be accessible.

Users may update or modify Personal Information through their account settings. Pearlica.in may retain previous versions for record-keeping purposes.

Marketing communications may include promotional emails or mailers. You may opt out by using the unsubscribe option provided in communications.

You may also manage cookie preferences through your browser settings, although certain Website functionalities may be affected.

12. Policy applicability

This Privacy Policy applies to all information collected through the website and should be read alongside the Terms & Conditions. Information may be stored or processed within or outside India through trusted third-party vendors. Continued use of the website constitutes agreement to this policy.

13. Changes to this policy

Pearlica.in reserves the right to update this Privacy Policy at any time. Revised versions will be posted on the website. Continued use of the website after updates signifies your agreement to those changes.

14. Governing law

Any disputes arising under this Privacy Policy shall be governed by and interpreted in accordance with the laws of India.

15. Contact & grievance officer

For any questions or privacy concerns, please contact us with the subject line PRIVACY POLICY:

Pearlica
Grievance Officer: Jalam Singh Rajpurohit
Pearlica (Proprietorship)
1st Floor, Office No. B102
Lodha I Think, B Wing
Kalyan–Shil Road, Opp. Xperia Mall
Dombivli East, Thane – 421204
Maharashtra, India
Email: contact@pearlica.in
Response Time: Within 30 days from receipt of complaint.